In my humble opinion, the only thing guaranteed in life, is death. Based on this, you can do one of two things: sit back and roll with the punches because death is inevitable, or roll up your sleeves and challenge your life to the fullest while you’re still here.
I don’t think either decision is better than the other. I think it’s up to the person on how they want to live their life. If a laid back lifestyle keeps you fulfilled and happy, by all means, do you. If you like a life of challenges and trying to do something insanely complicated, that’s cool too. However, if you fall in the middle, trying to level up but too lazy to put in the work and complain about not getting anything, that’s the pitfall you don’t want to get into because it’s just like a hamster on a wheel.